Obtain the Most Affordable Rates & Closing Costs

It makes sensible to start your negotiations from the strongest position possible when you are prepared to buy a home. A seller can be more picky about the ultimate buyer they choose to negotiate with in a healthy real estate market. It's not unusual for a house seller to get many offers on their property in such a crazy seller's market. Having said that, there are a few things you can do to make sure the seller accepts your offer.

The vast majority of buyers today approach the procedure completely incorrectly, placing themselves at a severe disadvantage!

Let's take a moment to consider this from the Seller's viewpoint. All other things being equal, if you were the seller and you received numerous offers for your property, which one would you choose—the one with a certificate of financing approval or the one that was still contingent upon financing—to accept? The solution is clear. Why then do so many purchasers hold off on starting the finance process until after they have found the house?

Having a Certificate of Financing Approval enables the Seller to accept your offer over rival offers that still need financing approval, even if the majority of individuals will eventually be accepted.

Last but not least, in terms of cost reductions...

It makes even more sense as a prospective buyer to start the financing process early so you can determine your interest rate and estimate of points and closing fees. You are less likely to overpay if you do this before finding a home because you are not under any time limitations, unlike a buyer who has located a property and is under strong time limits.

Fill out the form on this page if you decide that you want to be pre-approved. Your information will be forwarded by the system to a licenced mortgage professional who can help you get the lowest closing charges and the best mortgage rate.

Simply scan the right QR code from below and fill it up! I will contact you shortly!

If you are thinking of buying a property:

If you are thinking of selling a property: